As we grow older, it’s not entirely unheard of for our perception on the world to change and as they change so do our life goals. Parenthood is often an issue that is subject to changing viewpoints. Some women who have received tubal ligation reversal surgery in the past now want to restore their fertility. However, it’s not as simple as spelling your desires out. The reversal procedure is often costly and even with the aid of loans, some people lack the financial stability required to go forth with the procedure.
Fortunately, grants for tubal ligation reversal surgery are available to people who qualify. These grants are administered by various religious organizations that seek to help women reverse their sterilization procedure. One such organization, known as the Lord’s Heritage Sterilization Reversal Ministry is funded by all members that join the reversal waiting list. According to the ministry’s website, 100% of proceeds go towards funding reversals which the organization feels demand the highest priority. To try and get grants for tubal reversal, you will need to fill out a questionnaire on most sites. Some require regular donations to keep your name posted on the list, however, the dollar amount can vary. Be sure to use some common sense when scoping out these sites. If the monthly donation requirement is fairly high, and there continues to be a long wait list, this should set off some alarms. You might as well save up the money towards a loan instead of seeking tubal reversal financial help.
If you intend to apply for a grant, you are best off applying as early as possible. Many of the foundations which provide financial aid will ask you to specify why you are seeking the procedure. Your answer should be thought out and constructed very thoroughly, as you want to do everything in your power to increase the odds that you will receive tubal reversal financial help. You should be actively investigating secondary options while you are waiting to hear on the status of your grant. Although you may think medical loans are out of the question due to your credit history, you can always get the help of a cosigner to get approved for a more acceptable rate. Even if your rate proves to be a tad high, you can always extend the loan of your term. This doesn’t necessarily mean you will be paying off the full balance over three years or longer. Many lenders offer funding for tubal reversal with no prepayment penalty. That means you can pay off your owed balance as you see fit. This all boils down to a smaller interest payment and less of a long-term burden.
The bottom line is that if you are willing to commit to a monthly payment to remain on a waiting list for a tubal reversal grant, you may as well see what financing can do in terms of expediting the process. Start by trying to work with your doctor’s lending institution, and extending your reach outwards. With a little work, you will eventually find a convenient and non-intrusive way to pay for your surgery.